π³ How Online Payment Fees Work on Posa
Understand how online payment processing fees work for your Posa online store (webshop) and what you'll receive for each transaction.
When customers make purchases on your Posa online store (webshop) using a payment gateway (such as Paystack), a small processing fee applies only on successful transactions. These fees are specific to online webshop payments and do not apply to in-store POS transactions.
β οΈ Important:
The Posa online payment service fee is based on your current business subscription plan.
1οΈβ£ Fee breakdown per successful payment
Each online payment made through your Posa online store has two parts:
Payment Gateway Fee (Paystack)
- 1.5% + β¦100 per transaction
- Charged by Paystack for processing card and bank transfer payments
Posa Online Payment Service Fee (based on your plan)
| Your Posa Plan | Posa Fee |
|---|---|
| Starter | 1.0% per transaction |
| Plus | 0.75% per transaction |
| Premium | 0.5% per transaction |
Note: The Posa fee is capped at β¦2,000 per transaction and is applied only to successful online webshop payments.
2οΈβ£ What gets paid into your bank account (examples)
These examples show how fees are calculated for orders placed on your Posa online store:
Example 1: Starter Plan β β¦10,000 order
- Customer pays: β¦10,000
- Paystack fee: β¦250
- Posa fee (Starter β 1%): β¦100
- β Amount settled to your bank: β¦9,650
Example 2: Plus Plan β β¦50,000 order
- Customer pays: β¦50,000
- Paystack fee: β¦850
- Posa fee (Plus β 0.75%): β¦375
- β Amount settled to your bank: β¦48,775
Example 3: Premium Plan β β¦200,000 order
- Customer pays: β¦200,000
- Paystack fee (capped): β¦2,000
- Posa fee (Premium β 0.5%, capped): β¦1,000
- β Amount settled to your bank: β¦197,000
3οΈβ£ Payout & settlement timeline
- All successful online payments are automatically settled
- Funds are paid into your linked bank account within 24 hours
- No manual withdrawal required
4οΈβ£ Things to know
- These fees apply only to payments made on your Posa online store (webshop)
- In-store POS transactions are completely separate and not affected by these fees
- Your Posa online store fee updates automatically if you change your subscription plan
- You can view a full fee breakdown for every online store order in your Transactions page
5οΈβ£ Why fees vary by plan
Higher Posa plans enjoy lower online store payment fees as a reward for long-term commitment and higher transaction volumes.
Upgrading your plan can reduce the amount you pay in processing fees for your online store transactions over time.